Biplab Kumar Dey / Mihir Kumar Shome
This book is all about the performance of the Indian banking industry and the impact of NPAs on the bank’s profitability. Banking in the technological era, the Indian banking industry is facing a lot of problems due to the Indian economy is also getting affected. NPA is the major challenge of the Indian banking industry. The outcome of the research says that Indian commercial bank’s NPA is increasing year by year, but public sector bank’s NPA is higher than the private sector banks. It also found that there is a high impact on the bank’s profitability. RBI and the government have taken various imitative to reduce the level of NPA. There is also a need to deal with the consistently increasing trend of NPAs. Hence, the research would help the policymakers of banks and the Government to comprehend the profitability and growth of public and private sector banks and the impact of NPAs on banks’ financial performance.